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About Kevin Werbach
Organizations confronting AI and blockchain face two daunting questions. How will these technologies actually reshape business, the economy and society? And how can law, trust and accountability possibly keep up? Kevin Werbach has spent decades in tech, government and academia answering both. His approach is grounded and pragmatic: skeptical of hype and of doomsaying alike, and focused on what organizations can actually do to make AI and other emerging technologies work, both effectively and responsibly.
Werbach created the first business school course on AI governance and is academic director of Wharton's Strategies for Accountable AI executive program. In the blockchain field, he created the Reg@Tech Roundtable for global regulators, was lead author of "The Stablecoin Toolkit" and co-chairs the World Economic Forum's Global Futures Council on Decentralized Finance. He also leads Wharton's Global Modular Course on technology and AI in China.
Kevin's Keynote Topics
AI is changing every industry, but more people are worried about it than excited. The risks are real: costly errors, discrimination, privacy violations and misuse are driving regulation, litigation and customer pushback. Governance can actually be a competitive advantage. Drawing on his renowned Wharton course “Big Data, Big Responsibilities,” Kevin Werbach maps the legal and ethical challenges of the AI-driven data economy and the mechanisms emerging to address them. He shows why organizations that get accountability right will avoid trouble and build AI systems that work better. This presentation provides an essential guide for leaders who want to move fast on AI without breaking trust.
The winner in digital payments wasn’t the company with the splashiest marketing or the earliest buzz. It was the one obsessively focused on fraud detection. The same pattern is playing out in AI. The frontier labs investing most heavily in alignment can deploy autonomous tools that competitors can’t match. Labs that dismiss safety concerns keep stumbling into crises that enterprise customers notice. We’ve seen this movie before: Uber’s self-driving unit never recovered after cutting safety corners led to a fatal crash. In this important session, Kevin Werbach draws on historical and recent cases to show that trustworthiness is becoming a core business competency, which is all the more important in the nascent world of AI.
Generative AI chatbots were the opening act. The real revolution is agentic AI: systems that set goals and take action in the world, fundamentally changing the nature of work along the way. The benefits are enormous, but so are the risks. When AI can delete data, execute mistaken transactions or cause physical harm, governance stops being a nice-to-have. Established and emerging frameworks can help manage these risks, though new structures will also be needed to identify agents and keep legal accountability from falling behind. In this timely session, Kevin Werbach explains what agentic AI changes, what it demands and how smart organizations can build governance into their AI strategy early, before the agents start making decisions for them.
AI’s rise has predictably triggered intense regulatory debate worldwide. Major countries and regions are each taking distinct approaches, from Europe’s AI Act to China’s targeted laws to a fragmented American landscape. Meanwhile, private litigation rolls on regardless. The regulatory picture is moving fast, often in contradictory directions, and the political tensions driving it – accelerationists vs. doomers, US vs. China, tech industry libertarians vs. anti-big-tech populists – make the path ahead hard to predict. In this revealing presentation, Kevin Werbach breaks down the most significant legal and regulatory developments globally and offers AI deployers a practical pathway to avoiding missteps and thriving no matter how these debates resolve.
The crypto winter and the ChatGPT moment arrived almost simultaneously, but the real story is how these two transformative technologies are converging. AI faces critical challenges around data governance, alignment and concentration of power — and blockchain may hold the keys to solving them. From content provenance and decentralized compute to AI-powered DAOs and autonomous agents that control real assets, the intersection of blockchain and AI is reshaping how we think about trust, decentralization and the future of the firm itself. Kevin Werbach draws on deep expertise in both domains to map out the landscape: where blockchain enables AI governance and decentralization, where AI supercharges on-chain systems, and what scenarios – from enterprise AI audits to autonomous DeFi agents running wild – organizations need to prepare for. Werbach provides essential guidance for leaders navigating the next wave of technological disruption.
Blockchain and crypto are simultaneously overhyped and underhyped. Digital assets still carry the stigma of speculative bubbles and illicit activity yet dismissing them would be a serious mistake. While headlines chase bitcoin’s price swings and premature Web3 promises, blockchain platforms have quietly matured behind the scenes. Regulators are establishing solid legal foundations, stablecoins are entering global payment systems, and smart contracts are becoming critical enablers for agentic commerce. Kevin Werbach cuts through the noise with a balanced assessment of where digital assets and blockchain actually stand and where they’re headed. This talk is vital for leaders who need to understand what these technologies will actually mean for their business.
Books by Kevin Werbach

Accountable AI at Scale: Fueling Fast and Effective AI Deployment
Wiley, February 2027
After the Digital Tornado: Networks, Algorithms, Humanity
Cambridge University Press, 2020
For the Win: The Power of Gamification and Game Thinking in Business, Education, Government, and Social Impact
Wharton School Press, 2020
The Blockchain and the New Architecture of Trust
The MIT Press, 2018
The Gamification Toolkit
Wharton Digital Press, 2015Articles by Kevin Werbach
Agents, Inc.
September 20262/9/2026Senate Committee on Agriculture, Nutrition, and Forestry Examining Digital Assets: Risks, Regulation, and Innovation
2022Texas Law ReviewSystemically Important Technology
202211/17/2026Joint Economic Committee Demystifying Crypto: Digital Assets and the Role of Government
2021Kevin in the Media

The Wharton Accountable AI Research Conference Asks Who Should Govern AI, and How

Stablecoins Are Gaining Momentum, but Key Questions Are Unanswered

Stablecoins Explained: Bridging Digital Assets and Traditional Finance

U.S.-China AI Cooperation Under Trump 2.0

Operationalize AI Accountability: A Leadership Playbook
Is There Such a Thing as Accountable AI?

Even Under Trump, AI Governance Is Here to Stay

Regulating AI: Getting the Balance Right
The Time Has Come to Adopt Sensible Regulations for the Cryptocurrency World
Why BioPharma C-Suites Can’t Delegate Accountable AI to Their Chief Legal Officers
Sensible Regulations Vital for Crypto

Wharton Faculty Examine Our AI Present and Future
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